Looking back to where I started in May until now I see dramatic changes. Not only in income, but in my life in general.

In fact, I have learned more in the past 3 months than I did in the 2 years I went to college. Go figure?

I was able to pay off a decent amount of debt, not as much as I would have liked, but at least I made some progress.

I really want to pay off the rest of my debt completely in 2008. I am still sticking to my April 2009 goal (exactly 24 months from the time I started my blog). However, I secretly want to see if I can do it faster.

I want to streamline my business in the coming year to give me more time to spend with my family and doing the things I am really passionate about.

A book that really struck a chord with me was 4 Hour Work Week.

It taught me that a certain dollar amount of money should not be a goal. (Example: I want to make a million dollars.)

Instead you should make a goal of what you want to do with your life, what you want to accomplish. Then you look back and determine what income you need to meet your goal.

So according to that here are my goals:

My immediate goal would be to get out of debt and live simply. Make enough money from my online ventures to pay my bills and have enough left over to help others.

I want to free up my time to be able to serve more volunteer hours for my church and organizing service projects.

I also would like the time and resources to help the Constitution Party (yes, I am a Constitutionalist) and the Natural Solutions Foundation.

I would like to put my kids in a private Christian school because I am not big fan of the public school system.

I also plan to save up for a home. The homes in the area we like are in the range of $250k.

I would never want to buy a mercedes or any other expensive car. I am not even the type that would wear “designer” clothes. It just isn’t my personality. Sure, I like to look nice, but Target is good enough for me.

So instead of thinking, I want to to make such and such amount each month. Determine what you really need to meet your goals and live the life that makes you truly happy. Then you can determine what you need to do to get yourself there.

When we really know what we are striving for it helps put everything into the right perspective.

What if instead of pennies per click from adsense you could get $7 dollar commissions directly into your paypal account? If you notice, I replaced the adsense on this blog with a new little program called 7 Dollar Ad boxes.

The links automatically go to programs that offer 100% commission. The ads are contextual so I don’t have to worry about going and picking out different advertisements for different pages or websites.

I am really excited about this and will let you know how well it does compared to my old adsense earnings. If you want to learn more about 7 Dollar Ad Box, you can click the link at the bottom of the ad box on the right. Or you can click here.

I am happy to say that our Christmas was debt free! Not that we are out of debt (I wish), but that we didn’t go in debt for anything. Each of our children got one nice present and they are more than happy with that. They got other little gifts from relatives and grandparents. It all turned out very well and the children are loving their gifts.

It is so nice to have the holidays without adding any stress of credit card bills or debt added in. I look forward to a debt free 2008.

I wanted to wish everyone a Merry Christmas. We aren’t having a great holiday season, I just wish we were able to go up and visit family and friends. We are staying home this time to save some money to help get us out of debt.

I am taking it easy today and tomorrow and will be “back to work” on Wednesday. I didn’t get as much done this month as I wanted to, but hey, it is the holidays.

Here is a really cure dog niche wordpress theme with graphics. This would work great if you are thinking of making a dog related blog.

Only a $2 donation. You can order here.

As you have seen in earlier posts I am building a passive income online currently by making niche websites. I get all of my traffic from Article Marketing and I wanted to share with you the tactics I have found to work best when it comes to writing an article that ranks well. Read more »

Here is a dating niche wordpress theme with graphics that may be of use to you. It has a picture of a couple and two dancing hearts.

Only a $2 donation. You can order here.

Here is a Cat Niche Wordpress Theme and Graphics I have available as well. If you are doing a cat site this is a really cute one.

Only a $2 donation. You can order here.

I am getting the wordpress installed and my superadsense theme set up. Now that I have the foundation I am ready to ad in the content and all the extras. You can see my progress here -

Autistic Child

Read more »

Since there are so many different niches out there I wanted to give everyone an opportunity to pick up some wordpress themes that might relate to the niche you are going for. Here are what I have available and they are $2 each. I am going to start with Read more »